high-interest debt can feel overwhelming

Financial counseling is a free, confidential service—provided by certified experts—that helps you understand your financial situation, explore options for managing debt, and create a personalized plan to take control of your money.

Yes, most of our services, including credit and debt counseling, are free. Some specialized programs, like reverse mortgage or homebuyer assistance, may have a fee.

No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us 844-477-6520 to talk to the Client Services team.

The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.

No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.

You don’t need to prepare anything in advance. Your first session is supportive and judgment-free. A certified counselor will review your finances, explore your goals, and start building a personalized budget. If you have details about your income, expenses, or bills, that’s helpful—but not necessary.

Want a head start? You can use our budgeting worksheet to organize your info before the session.

All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.