Free Financial Counseling Services
Since 1961, GreenPath Financial Wellness has helped people reduce financial stress and take control of their money. Our trusted, national nonprofit offers free expert counseling with NFCC – and HUD – certified experts. Whether your goal is to build a budget, eliminate debt, or pave a path to homeownership, we’ll walk with you every step of the way.
Speak with a financial counselor today and explore personalized options.
A 60 YEAR
TRUSTED NATIONAL
NONPROFIT
Over 113K
GreenPath provided a total of 113,287 services in 2024
$220M+
was paid through GreenPath towards debts on DMPs in 2024
41%
of DMPs closed in 2024 were successfully paid in full with the assistance of GreenPath
Source: GreenPath 2024 Post Counseling Survey
Start Your Financial Wellness Journey
Manage Debt
Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life.
Make Housing Decisions
Facing foreclosure, looking for rental counseling, considering a reverse mortgage or home purchase? HUD-certified counselors provide trusted support to handle housing challenges.
Free Financial Resources
Select from a variety of free resources to guide you on your financial journey. Articles, tools, webinars and classes set you up to make informed decisions about your finances.
Pay Off Credit Card Debt Faster
If high-interest credit card debt feels overwhelming, you’re not alone. And you’re not without solutions. GreenPath’s Debt Management Program gives you a clear plan – and expert support – to take control.
- Faster debt payoff
- Lower interest rates
- One monthly payment
- Less stress, more peace of mind
Our certified counselors work directly with more than 550 creditors nationwide to save you time, money, and stress. We’ve helped millions find a fresh financial start…isn’t it your turn?
Disclaimer: Data for these claims was obtained from accepted creditor proposals between June 2024 and May 2025. Connect with us to see what’s possible for you.
Real People. Real Progress.
Damon of Taylor, MI via ConsumerAffairs.comGreenPath took a lot of my debt, consolidated them, and helped me pay them off. They guided me through the process with no problems.”
Chelsey of Mckinney, TX via ConsumerAffairs.comThe reps were helpful. Got straight to the point and everything handled.
Aurora from Washington Via ConsumerAffairs.com“I thought once I had made the mistake of having too many credit cards my financial life was over. GreenPath helped me immediately take back control and feel better about my situation.”
In the Media
Frequently Asked Questions
Financial counseling is a free, confidential service—provided by certified experts—that helps you understand your financial situation, explore options for managing debt, and create a personalized plan to take control of your money.
Yes, most of our services, including credit and debt counseling, are free. Some specialized programs, like reverse mortgage or homebuyer assistance, may have a fee.
No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us 844-477-6520 to talk to the Client Services team.
The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.
No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.
You don’t need to prepare anything in advance. Your first session is supportive and judgment-free. A certified counselor will review your finances, explore your goals, and start building a personalized budget. If you have details about your income, expenses, or bills, that’s helpful—but not necessary.
Want a head start? You can use our budgeting worksheet to organize your info before the session.
All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.
Still have questions?
GreenPath Blog: Insights for a Healthier Financial Life
Blog articles, Calculators and Real $tories Podcast episodes to support your financial wellness journey.
-
Restarting Payments? A Borrower’s Guide to Student Loans
What’s going on with student loans? This article can help you navigate the updated policies and what your options are.
-
Real $tories Episode 66: Evelyn
Evelyn faced debt and uncertainty—but found hope with GreenPath. Now, she’s rebuilding her future with support and a plan.
-
Your Financial Wellness Check-Up: Review, Adjust, Succeed – Recorded Webinar
Managing your finances without a plan is like navigating without a map. Watch this webinar to learn how to create a solid plan that doesn’t leave you feeling restricted.
Become a GreenPath Partner
Join 550+ credit unions and community organizations delivering trusted financial wellness.
Are you from a bank or credit union? Partner with GreenPath to empower those you serve with expert guidance, debt solutions, and long-term financial wellness.
Partners receive co-branded resources, staff training, and a proven referral program to support their members’ financial health.
